ATM Rules: How much money can be withdrawn in an ATM per day? New rules have been issued today

ATM Rules: How much money can be withdrawn in an ATM per day? New rules have been issued today

ATM Withdrawal Limits vary significantly across different banks and debit card types in India. Despite the popularity of digital payment methods like UPI (Unified Payments Interface), cash transactions through ATMs remain a necessity for many people. Here is a detailed look at daily ATM Rules withdrawal limits at top five banks in India: SBI, ICICI, HDFC, PNB and Axis Bank.

1. State Bank of India (SBI)

SBI, India’s largest public sector bank, offers a range of Debit cards with varying withdrawal limits. Here are the key limits based on card types:

Classic Debit Card and Maestro Cards : Withdrawal limit up to ₹40,000 per day.
Platinum International Card : Allows withdrawals of up to ₹1 lakh per day.

Go to Linked and Go to Touchtop cards : Withdrawal limit of ₹40,000 per day.

In addition, SBI customers enjoy:

Free transactions : 3 per month in metro cities and 5 in non-metro cities.
Charges beyond free limits: ₹5 at SBI ATMs and ₹10 at other bank ATMs.

2. Punjab National Bank (PNB)

PNB, another large public sector bank, also has specific ATM withdrawal limits depending on the type of debit card:

Platinum Debit Card : Allows cash withdrawals of up to ₹50,000 per day.
Classic Debit Card : Withdrawal limit is ₹25,000 per day.
Gold Debit Card : Can withdraw up to ₹50,000 per day.
Free Transaction Limits:

Metro cities : 3 free transactions.
Other Cities : 5 free transactions.

3. HDFC Bank

HDFC Bank, India’s largest private sector bank, offers several debit card options with different ATM withdrawal limits:

Millennium, Titanium, International Business and Rewards Cards : Cash withdrawal limit of ₹50,000 per day.
Moneyback Debit Card and NRO Cards : Allow withdrawals up to ₹25,000 per day.
Titanium Royal Debit Card : Cash withdrawal limit is ₹75,000 per day.

Metro cities : 3 free transactions.Other Cities : 5 free transactions.
3. HDFC Bank
HDFC Bank, India’s largest private sector bank, offers several debit card options with different ATM withdrawal limits:
Millennium, Titanium, International Business and Rewards Cards : Cash withdrawal limit of ₹50,000 per day.Moneyback Debit Card and NRO Cards : Allow withdrawals up to ₹25,000 per day.Titanium Royal Debit Card : Cash withdrawal limit is ₹75,000 per day.
4. ICICI Bank

ICICI Bank, a leading private bank in India, offers several debit cards with different cash withdrawal limits:

Coral Plus Debit Card : Allows ATM withdrawals of up to ₹1.5 lakh per day.
Expression, Platinum and Titanium Debit Cards : Withdraw up to ₹1 lakh per day.
Smart Shopper Silver Debit Card : Cash withdrawal limit is ₹50,000 per day.
Sapphiro Card : Maximum daily withdrawal limit is ₹2.5 lakh.

PowerSalute Debit Card :

Withdrawal limit of ₹40,000 per day.
Liberty, Online Rewards, Reward Plus, Secure Plus and Titanium Rewards Debit Cards : Allows up to ₹50,000 per day.
Priority, Respect, Happiness and Value Plus Debit Cards : Can withdraw up to ₹1 lakh per day.

ATM rules with drawal limits
SBI : ₹ 40,000 to ₹ 1 lakh per day.
PNB : ₹25,000 to ₹50,000 per day.
HDFC : ₹25,000 to ₹75,000 per day.
ICICI : ₹50,000 to ₹2.5 lakh per day.
Axis : ₹40,000 to ₹1 lakh per day.

These withdrawal limits may vary depending on the specific debit card type you have, and banks may modify these limits based on customer profiles or account types. Additionally, it is important to note the charges for transactions that exceed the free limit.